Optionalinvalid_Optionalinvalid_The % of declines due to incorrect verification data (like CVV or expiry) in the past hour, taking place at the same merchant. Higher rates correspond to a greater probability of bad actors attempting to utilize valid card credentials at merchants with verification requirements. Takes on values between 0 and 100.
The likelihood that this authorization is associated with card testing activity. This is assessed by evaluating decline activity over the last hour.
The % of declines due to a card number not existing in the past hour, taking place at the same merchant. Higher rates correspond to a greater probability of card testing activity, meaning bad actors may be attempting different card number combinations to guess a correct one. Takes on values between 0 and 100.